Direct debit

Direct debit allows a payee to initiate collection through its payment provider under a mandate from the payer. SEPA direct debit uses the relevant European scheme. A credit transfer, by contrast, is initiated by the payer.[1]

Direct debit suits recurring payments but is not itself a subscription and can also be used once.[1] Link the mandate, invoice and collection status carefully. Creating an instruction does not confirm receipt. Review a failed or reversed collection before retrying so amounts are not unintentionally collected twice.