Payment capture

Capture collects a previously authorised payment amount. It may happen automatically after authorisation or as a separate action. It differs from the earlier reservation and from a later bank payout to the merchant.[1] Not every payment method supports separate capture.[2]

For physical goods, align collection with the actual order process. If only part ships, check what partial capture the payment route permits. Monitor authorisation expiry and the actual capture response.[2] A dispatch instruction or local 'paid' flag does not itself collect funds.